Residential Property - Single Family Residence in Port Charlotte
Listing Price: $309,900
Description of Property
One or more photo(s) has been virtually staged. Under Construction. Currently scheduled for completion within 90 days from January 29, 2026. Located in the desirable Gulf Cove community and situated in a NO FLOOD ZONE, this home eliminates the need for mandatory flood insurance, helping reduce long-term ownership costs. Built by Top Tier Construction, this thoughtfully designed 3-bedroom, 2-bathroom residence with a 2-car garage sits on an oversized interior lot measuring 11,681 square feet, offering more space and flexibility than the typical 10,000-square-foot lots commonly found in the area. This property is served by private well and septic, a major benefit for homeowners seeking lower monthly utility costs, greater independence from public systems, and long-term savings. With no mandatory HOA, owners may join the Property Owners of Gulf Cove for just $75 per year, providing access to a community park, playground, and picnic pavilion. Boating enthusiasts can also purchase an optional boat ramp decal for an additional $75 per year, offering access to the community boat ramp with river access leading to Charlotte Harbor and the Gulf of Mexico. Fresh landscaping will enhance curb appeal upon completion, while the spacious interior lot offers privacy and versatility with room for boats, trailers, or recreational vehicles. Constructed with quality and livability in mind, this home features tile flooring throughout with no carpet, ensuring easy maintenance, durability, and a cleaner, allergy-friendly environment. The open-concept floor plan includes a desirable split-bedroom layout, providing privacy for the primary suite while maintaining inviting shared living spaces. The kitchen and dining area feature a distinctive lighting package, adding warmth and character beyond standard builder fixtures. The kitchen is equipped with quartz countertops, soft-close cabinetry, a large center island with breakfast bar seating, and a full stainless steel General Electric appliance package. Ceiling fans are included in every bedroom, the main living area, and the lanai. The primary suite offers a walk-in closet, dual-sink vanity, and walk-in shower with modern finishes. One guest bedroom includes its own walk-in closet, while the additional bedroom provides generous built-in storage. The guest bathroom features a tub/shower combination. Step outside to a covered lanai, extending the living space and creating the perfect setting for outdoor relaxation or entertaining. Additional features include an interior laundry room with utility sink, a 16 SEER energy-efficient HVAC system with heat pump, return air vents, and hurricane shutters stored in the garage for added peace of mind. Conveniently located near Boca Grande and Englewood beaches, as well as shopping, dining, golf, and boating, this home is ideal for full-time living, seasonal enjoyment, or investment—offering oversized lot value, boating access, optional HOA benefits, private utilities, and Gulf Coast lifestyle appeal.



































Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Single Family Residence
City: Port Charlotte
County: Charlotte
Subdivision: Port Charlotte Sec 056
Bedrooms: 3
Bathrooms: 2
Sq. Ft. Gross: 2,280
Sq. Ft. Living Area: 1,639
Cost per (heated) sqare foot: $189
Year built: 2026
Annual Tax: $383
HOA Fee: $75 Annually
Taxes and fees can change periodically, and other fees may apply. Please check with your Realtor for more details.
- Recreational Facilities
Appliances: Refrigerator
Additional Rooms: Inside Utility
Flooring: Tile
Schools
Elementary School: Myakka River Elementary
Middle/Junior High School: L.A. Ainger Middle
High School: Lemon Bay High
Pool & Waterfront Info
Private Pool: Not specified
Exterior & Construction
Architectural Style: Other
Construction: Block
Foundation: Stem Wall
Roof: Shingle
Exterior Features: Other
Garage: Yes
Garage Spaces: 2
Parking Features: Other
Floors Total: 1
Floors in Unit: One
Cooling: Central Air
Heating & Fuel: Electric
Electric:
Patio & Porch Features: Patio
Security Features:
Other Structures:
View: Trees/Woods
Fencing:
Sewer: Septic Tank
Water Source: Well
Community Features: Playground
Association Amenities: Playground
Lot Information
Lot Features: Near Marina
Lot Size (acres): 0.27
Lot Size (sq. ft.): 11,681 square feet
Road Frontage: Street Paved
Front Exposure: East
Legal Description & Other Information
Financing Available: FHA
Parcel Number: 402130301012
Zoning: RSF3.5
Pets Allowed/Pet Policies: Yes
New Construction: Yes
Tax Legal Desc.: PCH 056 1921 005B PORT CHARLOTTE SEC56 BLK1921 LT 5B 510/962 1152/1002-EHB 1194/1306 1194/1307 4532/226 4537/786 3555322
Section: 30
Range: 21
Listing courtesy of RE/MAX PALM REALTY. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.
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