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Thanks…..Giving

December 4, 2024 by Gary Cardillo

I always look forward to this time of year; believe it or not, it starts with Halloween. While each season brings us something different, the joy and anticipation of the holidays make this time of the year a little more special. It all begins with the levity on that ghoulish Halloween evening where we enjoy watching kids dress up as their favorite characters, filling their bags with candy as they “trick or treat” their way around the neighborhood. I remember those days dressing up in costume myself, coming home with enough candy to feed a small country, much to my dentist’s delight. As I’ve grown older, that exuberance has been replaced by the satisfaction I see in others having this fun-filled evening.

A few short weeks later, we go from ghosts and goblins to pilgrims and turkeys. We welcome the season of Thanksgiving and seem to rekindle a stronger compassion for others. It is a time of year when our greatest joy comes from giving more than receiving. We seem to find inner peace in decorating our homes and listening to the music of the season, taking pause to cherish each moment.

 While I’ve always wanted to savor each holiday to its fullest, like many, I am ready to usher in the holidays earlier this year so we could inject a little joy into our lives after the devastating effects of Hurricanes Debbie, Helene, and Milton. While some of us experienced less impact from this storm than we did from Hurricane Charley 20 years ago, others weren’t so fortunate. Through it all, it makes you stop and take stock of what is really important in life.

Over the past couple of years, I’ve been part of a special team of volunteers assembled by Punta Gorda Police Officer Joe Angelini that hosted 51 foster families and 144 foster children to a holiday luncheon. This touching holiday event Joe started 9 years ago, a year after he became a resource officer at Sally Jones Elementary School. Always having had a special place in his heart for children, Joe recounts how the school principal asked him if he would take a little first-grade boy named Lucas under his wing. Joe agreed, if the department would put him back patrolling the streets the following year, which was part of his service to the community he enjoyed. Little did Joe know the impact this child would have on him.

At the principal’s request, she asked if Joe would make time to have lunch with this young boy in order to build a bond and see if he could find out the cause of Lucas’ unacceptable behavior. Joe said at first, he was puzzled why a child this age would exhibit such an incidence of this kind of behavior, but as Lucas opened up to Joe, he shared how he had bounced back and forth between 10 foster homes in Lee and Charlotte Counties in one year. Then, Joe realized this boy needed more stability and a bit of a father figure and confidant. Joe started to take Lucas off campus to places like McDonald’s, where he could experience some of the pleasures children in a more normalized home setting enjoyed. Through their time together, Joe gained an intimate insight into how children in Lucas’ situation were starving for a permanent place they could call home.

While we reminisced about what it was like growing up and coming down Christmas morning to see the brightly colored presents Santa had brought us the night before, Joe felt an emotional tug at his heart. He saw how the holidays often accentuated the transient hand these children were dealt. Despite the best efforts these foster families were trying to provide the love and stability the children lacked, Joe felt these families and children needed more than a holiday lunch; they needed something where memories were made.

He met with Pastor Tim Buck of First Methodist Church in Punta Gorda, now New Life Church, along with various community leaders and restauranteurs, and the groundwork was established. Hearing what Joe was planning, an elderly lady in the community anonymously provided presents for each one of the children. Joe confided, “She provided and the Christmas Elves wrapped.” Joe’s love for these children caught the attention of the Children’s Network of Florida, which reached out to Joe with children and families in desperate need of holiday cheer that would carry them throughout the New Year. Joe told them, “If you know of a child in need, share that with us, and we’ll make sure their Christmas is a bit more special.”

Over these 9 years, this 16-year Veteran of the Punta Gorda Police force has created an event to remember. The buffet-style luncheon is more like a feast with fresh roasted turkey and enough side dishes and desserts to feed an army. Any additional food left over is carefully wrapped and delivered to the homeless shelter. After lunch, the children are treated to take part in a photo booth, a cookie decorating station, and a place where they can create their own ice cream sundaes. Of course, what holiday event would be complete without a personal visit and picture with Santa? Throughout the event, local musicians play holiday music in the background, along with festive decorations and lighted Christmas trees. It is a beautiful setting to behold. However, the best is yet to come.Upon leaving, each child receives 3-4 personal gifts to take home, and the foster parents receive a festive holiday bag with all the side dish staples and a gift certificate to Publix for a turkey that will feed up to a family of twelve for a wonderful Christmas dinner.

I’ve often wondered what gives us the most satisfaction in life and as I’ve grown older it isn’t the presents I’ve received, it is the joy of giving, and the look of surprise on someone’s face that gives me the most pleasure. Walking around the sea of tables, clearing them these past couple of years so the church could set up for their service the following morning, a couple of the children asked if they could clear the tables with me. To see these little ones, who weren’t more than 10 years of age, wearing adult disposable gloves and clearing the tables with me spoke volumes about how grateful they were. They had no idea how much they touched my heart.

As Joe and I sat together a year ago recapping the day’s events, he said, “Gary, I think about this event every day of the year and how we can make it better and touch the lives of more families and children.” In my recent conversation, Joe said, “This year, we are anticipating 150 children, including those that are now coming from Lee County.” I thought, “You didn’t just make their lives better; you made mine better, too.” I was afforded an opportunity to give, and to me, that was priceless.

As the holidays quickly approach, we want to send our best wishes to you and your family for all the happiness this season brings, and that not only will you be blessed in the New Year, but so will the lives of others whose lives you touch.

-Gary Cardillo

Filed Under: Community Information Tagged With: charlotte county, charlotte county realtor, florida, florida waterfront, gary cardillo, joe angelini, Punta Gorda Police, remax harbor

Real Estate Update

May 22, 2023 by Gary Cardillo

You may be thinking, “What goes up, must come down,” and the real estate market is no different. However, unlike the stock market you still have your property which continues to have great value. When Hurricane Charley impacted the area, property prices skyrocketed due to investor interest and limited supply. A few years later many homeowners looking to sell complained that prices dropped. What they didn’t consider was unless they bought at the high, most still enjoyed increases in the valuation of their property that outpaced returns they were getting in the stock market. Now we are seeing the same thing. Prices rose due to what we perceived as panic buying that occurred during the pandemic, but with those fears subsiding, and travel being restored to more normalcy, we are seeing that buying frenzy abating. It started the end of July 2022, and with higher interest and insurance rates in addition to inflation and banking concerns for some, valuations have been trending lower. Single family home prices in Sarasota County dropped 9.6% in the month of April compared to the year before, dropping to an average of $650,789.00, while condominiums in Sarasota County fell by 3.3% to $640,583.00. Charlotte County saw a more significant decrease in the price of single family homes over the same time period falling 18.4% to $417,914.00 from a high of $511,939.00. Condominiums saw a 16.4% decrease from the previous year to $325,303.00. The boating communities of Punta Gorda Isles and Burnt Store Isles also saw single family homes selling for 20% less this April compared to April 2022, as the average selling price dropped from $1,043,625.00 to $835,166.00. Condominiums experienced a 13.25% drop as the average selling price adjusted from $422,510.00 to $383,854.00.

While the numbers may have adjusted, take heart. Most would agree the valuations of their homes are still significantly higher now than they were prior to the pandemic. For those who bought at the high during the pandemic, I would venture to say you are enjoying your lives here in Florida. For those looking to sell at this time, keep in mind the market isn’t the same as it was during the pandemic. Inventory is a bit higher and buyers are being more patient and looking for prices that aren’t as inflated. The good thing to consider is with the lower prices buyers are going to start reentering the market, but they are factoring in higher interest rates if they are financing, along with high costs association with insurance. With remodeling costs remaining high, these are the factors buyers are keeping in mind when purchasing a home. Homes are selling if they are being perceived to be competitively prices to others on the market when factoring in the cost to remodel along with the price to purchase the property.

Filed Under: Buying Real Estate, Selling Real Estate Tagged With: charlotte county, charlotte county realtor, florida, gary cardillo, homes, news, real estate, realtor, remax harbor, swfl, update, waterfront

Did you hear?

May 31, 2022 by Gary Cardillo

Did you hear PUNTA GORDA was ranked #1 as the nation’s most sought-after areas from buyers who are looking at homes in a different metro area from where they live AND we were the only city listed in top 10 in FL  #lovewherewelive  #garycardillogroup #localagents Read more below from Realtor.com….

Here Are the Most Popular Cities for Homebuyers in 2022—and the Places People Can’t Wait To Leave

By Clare Trapasso

May 3, 2022
The COVID-19 pandemic shook up just about everything—especially where many people live. It caused a mass real estate migration unlike any in recent memory.

Lots of folks traded the cities for suburbs—more space! fewer people!—while others relocated to new, often cheaper, parts of the country. And with the popularity of remote work that allows buyers to live just about anywhere and the growing frustration with record-high home prices, the real estate reshuffle isn’t slowing down anytime soon.

In the first quarter of the year, more than half, 59.7%, of all of the views on the home listings on Realtor.com® came from shoppers based in other metros, according to recent Realtor.com research. That was a 4.6% bump over the same time last year.

Our economics team analyzed the search traffic on Realtor.com to figure out the areas where people wanted to move to—and where they most wanted to leave. We scrutinized the data to determine the nation’s most sought-after areas from buyers who are looking at homes in a different metro area from where they live. On the other end of the scale, the team also found the metro areas where the highest percentage of locals were looking for homes someplace else.

“The pandemic led many Americans to revisit priorities, preferences, and timelines,” says George Ratiu, manager of economic research for Realtor.com.  “Worries over health, financial pressures, lifestyle, and well-being were channeled into finding a home in a location which offered ample access to the outdoors, better quality of life, and increasingly important, affordable housing.”

As for trends, we found that the ever-elusive quest for affordability is still driving most preferences. Vacation and retirement destinations are especially popular with those browsing real estate listings from other areas. Some shoppers were looking to relocate, especially those who can work remotely. Others were hoping to purchase a second home, and then there were those who just wanted to dream.

Meanwhile, folks in the more expensive cities, colder parts of the country, and college and military towns seem to be looking for exit strategies. Folks in the chilly and pricey Northeast were the most likely to look at homes in other parts of the country. About 37.2% of them viewed properties in different regions. About 26.4% of folks from the Midwest, 25% of those in the West, and just 11.3% of people in the South also searched Realtor.com for residences located elsewhere.

To track the moves, the Realtor.com analysis covered the 300 largest metropolitan areas in the first quarter of 2022. (A metro area encompasses the main city and surrounding towns and smaller urban areas.) We limited the list to just one metro per state to ensure geographic diversity.

OK, let’s start with the most popular list—a tour of the most desired destinations for homebuyers right now!

1. Punta Gorda, FL
Percentage of Realtor.com home listing views from outside of the metro: 90.12%
Median home list price: $430,000*

2. East Stroudsburg PA
Percentage of listing views from outside of the metro: 89.1%
Median home list price: $322,000

3. Kahului, HI
Percentage of listing views from outside of the metro: 88.3%
Median home list price: $1,197,500

4. Rocky Mount, NC
Percentage of listing views from outside of the metro: 88.3%
Median home list price: $232,500

5. Prescott, AZ
Percentage of listing views from outside of the metro: 87.9%
Median home list price: $622,300

6. Claremont, NH
Percentage of listing views from outside of the metro: 87.5%
Median home list price: $400,000

7. Hilton Head Island, SC
Percentage of listing views from outside of the metro: 85.9%
Median home list price: $522,000

8. Santa Fe, NM
Percentage of listing views from outside of the metro: 85.9%
Median home list price: $879,000

9. Decatur, AL
Percentage of listing views from outside of the metro: 84.9%
Median home list price: $268,000

10. Barnstable Town (Cape Cod), MA
Percentage of listing views from outside of the metro: 84.7%
Median home list price: $849,450

 

Filed Under: Buying Real Estate, Community Information, Selling Real Estate Tagged With: charlotte county, charlotte county realtor, current market, florida, florida waterfront, gary cardillo, listing agent, moving to punta gorda, punta gorda number 1, selling in punta gorda

True Confessions and a Life Well Lived

February 14, 2022 by Gary Cardillo

Wasn’t it just yesterday when we made our New Year’s Resolutions? I know I put them around here somewhere in my start to the New Year promise to myself. Is it me, or did someone misplace January? That seems to be missing as well; however, my calendar says it’s going to be Valentine’s Day in a few days. Is it possible for me to get a do-over?
I don’t know about you, but I’m not doing well with those resolutions. It seems the days and weeks are passing by more quickly, and life is becoming like that preverbal snowball gaining more speed as it goes downhill. So one of my New Year’s resolutions was to slow that snowball down and take some time to enjoy the simple pleasures of life that I’ve been having a hard time permitting myself to do. Somehow along the way, I became like my dad, who always wanted to “take care of one more thing” before heading out for a fun family day.
Having lost several close friends since Thanksgiving, it has been a bit of a wake-up call and a bit of a nudge not to take life for granted and to give some thought into pursuing some of those resolutions sooner than later. To be honest, it has even made me look a bit more deeply into those resolutions and how they can be used to help the lives of others.
I’m a firm believer that people are brought into your life to teach you life lessons. It could be struggles they overcame that have become a source of inspiration, while others have taught us not to take ourselves too seriously in a world where it seems division has become rampant. Two such people are Sidney Poitier and Betty White. Upon their recent passing, I was intrigued by the lives they led and how they seemed to touch the hearts of so many. Poitier had a certain refinement and broke many barriers in the entertainment world as a young black man from a very humble Bahamian childhood. While he rose to enjoy success garnering awards for his illustrious career as an actor, film director, and diplomat, his 2002 Honorary Academy Award recognizing his “remarkable accomplishments as an artist and human being” spoke volumes to me of a life well-lived.

Then you have Betty White, who has touched the hearts of so many with her sense of humor and ability to teach us not to take ourselves too seriously. She became more like that family member or confidant you knew you could trust through her many roles. To me, she was that little bit of sugar that gave us a respite from the negativity we are bombarded with each day.
Then you have others that come into your life that touch you in ways you can’t put into words. To me, that person I’ll refer to as “Howard,” a client who became a good friend.
Howard and I shared almost nothing in common, and he had a strong opinion on everything. He could sound like Archie Bunker at times, other times just an old curmudgeon. Politically we couldn’t have been further apart, although he often said to me, “I can’t figure out what side of the aisle you’re on.” He hated phonies and often would say Realtors were like snake oil salesmen, but he always ended his comment with, “but I like you.” He started his day with his vodka and orange juice which he kept flowing throughout the day, yet kept up with the stock market and loved his sports and passion for sailing. I often would tease him that one day I was going to find he embalmed himself on his couch with a cocktail in hand, to which he would reply, “then you’ll have another house to sell.” However, despite living by himself with his cat and only having a few close friends, there was something about him I liked. Maybe it was our fun verbal sparring sessions or just his unabashed outlook on life, but somewhere under his crusty exterior was someone special. Over the years, he spoke of a few loves in his life, but mostly it was just a recounting of a simple life that seemed ordinary at best. However, it wasn’t until his recent passing that another life lesson was about to unfold. Unbeknownst to me, Howard had a passion for children with terminal illnesses and left most of his healthy financial portfolio to St. Jude’s Children’s Hospital. When I heard this news from one of his close friends, I thought to myself, “without any mention or desire for the recognition, he made a lasting impact on the life of others.” I was stunned by this man’s passion for something he never spoke about.
I started to reevaluate my New Year’s resolutions and thought there is always more we can do just by being ourselves as much as we give. Sure it is great to get into better shape, finish that book you started writing years ago, or take time to enjoy the simple pleasures life has to offer. Still, I’m learning there are many ways we can impact the lives of others as they have to me, even if it is just putting a smile on someone’s face who’s having a challenging day.
As we approach Valentine’s Day, I think it isn’t only a day to share your love with that special someone in your life, but a day when you can let others know how much they mean to you as well.
-Gary Cardillo

Filed Under: Community Information Tagged With: charlotte county realtor, florida waterfont, gary cardillo, punta gorda living, punta gorda realtor, real estate

Do you think the market is going to crash and should I wait before buying something now?

December 22, 2021 by Gary Cardillo

I get this question a lot. Unlike the real estate crash that occurred from 2007-2009, where the thriving market was built on speculation and buyers getting sub-prime mortgages, this market is much more sound from the perspective that it hasn’t been investor driven, and most buyers have either paid cash or taken out a smaller percentage of financing. As I’ve mentioned in previous newsletters, people found they could work remotely, and having sold homes up north at significantly higher prices, decided there was no reason to wait until their retirement years to move to Florida. However, with prices having risen due to high demand and low inventory levels it would appear more likely that the meteoric rise may become more gradual and that buyers will become more patient, waiting for there to become more of a balance in the market than the buying frenzy that has occurred the past two years. Where I do see signs that inventory levels could remain low stem from sellers who would like to take advantage of the market, but don’t want to jump into the pond of other buyers desperately looking for a home. The feeling the profits attained could be offset by the increased price they would be paying for their next home, may not be worth putting their home on the market for sale. Could that limit new listings coming on the market, resulting in fewer homes available for sale? Possibly, but natural disasters, epidemics and the loss of loved ones can put what is important in life in a different perspective. The desire to downsize, travel more, or moving back closer to family will continue to bring new inventory on the market and the willingness we are seeing from buyers looking for a better quality of life I feel bodes well for the market to remain strong this new year.

Filed Under: Buying Real Estate, Selling Real Estate Tagged With: buy real estate, buyers agent, charlotte county realtor, current market, gary cardillo, hot market, listing agent, market, real estate market, trends 2022

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